Open Savings or Non-RRSPs

Segregated Funds or Guaranteed Investment Funds (G.I.F.s)

For investors needing minimum risk and protection of net deposits.

• 100% Deposit Maturity Guarantee, usually to 10 years
• 100% Death Guarantee
• Exempt from probate with funds available to a named beneficiary
• Reset options allows you to start a new investment date and lock in any growth without redemption
• Potential Creditor Protection against personal liability
• May be Registered funds, RRIF funds or Open Accounts

Alternative Investments

Alternative investment strategies with good managers and a diversified approach can, over a reasonable period (usually 5-10 years), provide returns that are commensurate with those you might find in marketable equities with less volatility - 100% PRINCIPLE GUARANTEE linked with guarantee of principle.

This type of investment has taken hedge fund industry trends to new levels.

As in all other investments there are no guarantees of trading performances and part or projected performance is not indicative of future results.

100% Principle Guarantee Why Hedge Funds.

• Potential to profit in both rising and falling markets
• Low correlation to stocks and bonds
• Potential to enhance portfolio returns, reduce overall rish and provide valuable diversification benefits

The majority of hedge funds employ some form of hedging - whether shorting stocks, utilizing "puts", or other devices.