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Critical Illness
 
Critical Illness Recovery Plan

MANULIFE'S CRITICAL ILLNESS RECOVERY PLAN
Because surviving a critical illness is just the first step to recovery

Reality Check

Statistics show that Canadians are living longer. As people live longer, there is a higher potential to be affected by a serious illness or injury. Statistics also show that the Canadian health care consumer is faced with rising health care costs, increases in waiting time for treatment and limited availability of appropriate medical services.

INDIVIDUAL LIFESTYLE PROTECTION

The Critical Illness Recovery Plan is designed to cover the additional expenses you may be faced with should you suffer a severe injury, or catastrophic illness, such as cancer, heart attack or stroke. This plan is a perfect complement to any income protection coverage, which is designed to provide protection for your every day living expenses.
It provided a lump sum payment to give you the independence to make meaningful decisions about your physical and financial recovery and protect your standard of living. You may use the payment in any manner you choose, such as:

  • Out of country or non-government covered treatments
  • Specialized medical treatment, private nursing or child care
  • Alter your home or automobile to accommodate your special needs
  • Payments for your mortgage, business loans or other debts
CUSTOMER MARKETS
  • Policyholders of income protection policies, and their families
  • Those who are unable to qualify for income protection coverage, such as:
 
  • Non-working spouses
  • Individuals who are unable to qualify for income protection coverage on the basis of their income or type of employment
  • Individuals with certain non-critical illness related medical histories that prevent them from obtaining income protection coverage
  • Employees covered by group or association disability plans and their families
Critical Illness Benefits

DO YOU KNOW ANYONE WHO HAS SUFFERED FROM HEART ATTACK, STROKE OR CANCER??

 
LOOK AT THE STATISTICS AND DON'T IGNORE THE FACTS
 
1 in 4 Canadians will have a heart condition or stroke related illness.
2 in 5 men and 1 in 3 women will develop some form of cancer during their lifetime.
1 in 9 women will have breast cancer during their lifetime.
125,000 new cancer cases in Canada are diagnosed each year.
 
Why should I get Critical Illness insurance? Will I be on this list above?
 

Would you have the finances to support yourself, your business or your family if you were diagnosed with cancer or a heart condition?

Even if you could support yourself, at what price, as you withdraw from your RRSP's and savings?

 
Critical Illness benefits provide Tax Free Cash in a lump sum payment from $ 10,000 to $ 1,000,000 on any of the following 20 Conditions:
Heart attack Major organ transplant Stroke
Cancer Coronary artery bypass Kidney failure
Blindness Deafness Loss of speech
Severe burns Motor neuron disease MS (Multiple sclerosis)
Paralysis or loss of limbs Coma Alzheimer's disease
Parkinson's disease Occupational HIV Insulin dependent diabetes
Benign brain tumor Severe rheumatoid arthritis
 
Need a quote? Call (403 228-0901) Ogden Financial Planners.
 
How Much Critical Illness Insurance Do You Require?
Personal Needs
Mortgage $ ________
Loans $ ________
Timely or non-insured treatment outside Canada $ ________
Travel, Lodging and meals associated with treatment outside Canada $ ________
Nurse, housekeeper or child care provider $ ________
Equipment (such as wheelchair, scooter or home care bed) $ ________
Home renovations $ ________
Van conversion $ ________
Other ___________________________________ $ ________
Other ___________________________________ $ ________
Total potential expenses $ ________
Less resources available from other sources $ ________
Amount of critical illness insurance for personal needs $ ________
Business Needs
Mortgage $ ________
Loans $ ________
Additional staff $ ________
Buy/sell insurance $ ________
Other ___________________________________ $ ________
Other ___________________________________ $ ________
Total potential expenses $ ________
Less resources available from other sources $ ________
Amount of critical illness insurance for business needs $ ________
Click for Treatment, Services and Equipment Cost Estimates
 
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