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Open Savings

 

Open Savings or Non-RRSPs

  • TFSA
  • G.I.C.'s
  • Bonds
  • Equities
  • Straight deposits per month
  • Lump sums
  • Transfers from other institutions
  • May borrow to leverage to savings outside of your RRSP
  • Interest is deductible on a non-registered loan
  • Good way to build capital outside of RRSP
  • Preferred minimal tax on the "growth" in each year declared.

 
 
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